Group Life Insurance Products for Medical Professionals

Group Life and Accidental Death & Dismemberment Insurance

While many take their group provided life insurance for granted, we do not.  There are many variations that can be offered to a medical practice in providing this important protection. 

Plan variances include:
               
                Flat amounts
                Multiple(s) of salary
                Basic with optional Buy-up
                Riders that a provide multiple(s) of benefit

Programs include:
       
                Group Term Life & AD&D
                Mandatory alternative Life products
                Voluntary alternative Life products
                Buy/Sell Life insurance protection

When designing and recommending group life insurance for physician groups, MD Group Insurance takes into account many factors, including, potentially complex taxability issues, the “highly compensated” and their considerations, portability, guaranteed issue amounts, demographics and their impact and numerous others.

Group Life insurance can be a simple product.  But, when you consider all the elements that need to be considered in making a decision (not with whom to go, but with what to go), it becomes far more complex.  What you put in place will affect many for years, so make the best educated decision you can.  MD Group Insurance can and does provide a detailed road map of alternatives so your final decision is the best for you and your practice.