Contract Analysis

MD Group Insurance provides you with a detailed Contract Analysis - one of several crucial tools you need to possess to aid you in making an educated final decision as to your carrier of choice.  This document does not contain only simple boilerplate language, and is not just about price and a “few” provisions.  Rather, as constructed by MD Group Insurance, it is a complex, all-encompassing document which takes into account every group disability contract provision and clearly identifies and examines the differences between carriers as well as provision and benefit availability in the marketplace.  Crucial – because the differences between insurance carrier group disability contracts of coverage are so wide and diverse, that only by reviewing this comprehensive comparative analysis can one have the information and knowledge on which to base a final decision as to coverage.  We review everything up front as later can be too late.  Claim time is certainly not the time to be reviewing a contract of coverage to determine what language is there, and, as importantly, what is not.  Not many are qualified to prepare such an analysis. Find out why MD Group Insurance is and has been!

Plan and Contract Provision Comparison

A “cut” from an example of a MD Group Insurance contract analysis below shows the scope and in-depth nature of our provision comparisons.  Prospective and existing clients also receive an added column that provides consultative comments for clarification ease.

Click the chart to enlarge